VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
As one of three administrations within VA, the Veterans Benefits Administration (VBA), in partnership with the Veterans Health Administration and the National Cemetery Administration, provides benefits and services to Servicemembers, Veterans, and their families in recognition of their service to the Nation.